Skip to content
English

Financing for your business growth

Revenue-based financing

  • No collateral

  • No fixed repayment schedule

  • Flat one-time fee

 

 

mastercard-1

 

 

Interested to learn how much financing is available for your business today?

Apply easily by choosing one of our partners

Apply through Paysera
Apply through MakeCommerce
Payswix
Apply through Ecomland
Apply through Robolabs
Apply through Nordstreet
Apply through Paysera
Apply through MakeCommerce
Apply through Ecomland
Apply through Robolabs
Apply through Nordstreet

Why Softloans?

Soulel testimonial

"Softloans revenue-based financing helped us speed up the implementation of our plans and claim our position in a competitive market in a timely manner. All processes related to the financing were extremely easy and friendly."

Learn more
Bentley trikes testimonial

"Softloans revenue-based financing was ideal for us. The financing application surprised with its simplicity, and knowing that repayments adapt to our revenue gave us peace of mind."

Learn more
Magiškas paštas testimonial

"Softloans has provided us with exactly what it promises – working capital that has helped us grow. We have always seen growth opportunities, but the implementation of these plans required additional funds."

Learn more

In 24 hours

The application and identification processes as well as contract signing are all fully digital, which allows for record speed.

No fixed repayment schedule

Instead of a fixed monthly rate, your loan repayment amount is an agreed
percentage of revenue. When your business slows down, so do repayments.

No collateral

Instead of needing physical assets as collateral, you can get approved for
financing by using your business revenue.

No interest fees

Rather than charging interest, we charge a transparent one-time fixed fee with no additional costs.

Bar Graph - Presentation (20)

2. Iškart gaukite tris preliminarius ir neįpareigojančius verslo finansavimo pasiūlymus.

Iškart gausite tris preliminarius pasiūlymus, kuriuose skirsis vienkartinis paskolos mokestis ir procentinė pajamų dalis, naudojama paskolos grąžinimui. Pasirinkę vieną padėsite mums geriau suprasti Jūsų poreikius ir paruošti tinkamą finansavimo pasiūlymą. 

Blog

About us

Softloans on Forbes

O nich będzie głośno. Cztery start-upy z Litwy, których Polska może wkrótce pozazdrościć

Softloans Mastercard Lighthouse FINITIV Winner

Softloans announced as the winner of the Mastercard Lighthouse FINITIV Fall Program

Softloans revenue-based financing

Pajamomis grįstas finansavimas dabar prieinamas ir restoranams bei kavinėms

Softloans Maksekeskus partnership

Maksekeskus ja Softloans: äri edendamine käibepõhise rahastamisega

Softloans Paysera partnership

Pristatome pajamomis grįstą finansavimą e. parduotuvėms!

Softloans MakeCommerce partnership

Softloans ir MakeCommerce bendradarbiavimas atveria naujas finansavimo galimybes SVV Baltijos šalyse

Softloans MakeCommerce Baltics

MakeCommerce un Softloans: Uz ieņēmumiem balstīts finansējums Baltijas tirgotāju izaugsmei

Softloans Nordstreet partnership

Sutelktiniame finansavime paleido trumpalaikes paskolas e. parduotuvėms

FAQ

How is revenue-based financing from other forms of business financing?

In revenue-based financing, instead of interest fees, the client pays a fixed one-time fee for the provided capital. Instead of a fixed repayment schedule, the client uses an agreed percentage of their incoming revenue for loan
repayment until the provided funds are fully repaid. In such a way, repayments adapt to the seasonality of your business - if your sales slow down and revenue falls, repayments slow down. 

Does my business qualify for revenue-based financing?

Businesses are welcome to apply for revenue-based financing if they have been in business for more than 12 months and generate at least 3000 eur in average monthly revenue through online sales or sales processed via POS terminals.
When applying as an e-shop, it is important that it is built on a third-party platform. Currently, we have integrations with  Shopify, WooCommerce, PrestaShop, Amazon, Wix, OpenCart, Adobe Commerce.
If you are applying for a physical store, it is important that POS terminals are used in the store.  

What is the cost of revenue-based financing?

Once a merchant accepts an offer, a fixed loan fee is charged. This usually starts at 10% of the financing amount.
There are no other fees.

Here is a typical example:

  • Amount of funding - 12 000 Eur.
  • Loan term - up to 12 months.
  • One-time fixed fee - 10% (1200 Eur).
  • Interest rate - 0%.
  • Repayment schedule - 15% of incoming revenue is used for loan repayment.
What is Softloans?

We are a fintech specializing in technological solutions to help SMEs grow. Through our data analytics and fintech solutions we enable businesses access working capital required for their growth.