--- title: Softloans - Revenue Based Financing description: Softloans revenue-based financing for SMEs. No collateral. No fixed repayment schedule. No interest - one time fee. In 24 hours. image: https://financing.softloans.io/hubfs/softloans-logo-social.png --- [Skip to content](https://financing.softloans.io#main-content) - [English](https://financing.softloans.io) - [Eesti Keel](https://financing.softloans.io/et/) - [Latviešu valoda](https://financing.softloans.io/lv/) - [Lietuvių](https://financing.softloans.io/lt/) - [Polski](https://financing.softloans.io/pl/) - [Română](https://financing.softloans.io/ro/) - [Suomi](https://financing.softloans.io/fi/) English Show submenu for translations [![Softloans](https://financing.softloans.io/hs-fs/hubfs/SL_logotipas-original-min.png?width=236&height=58&name=SL_logotipas-original-min.png)](https://financing.softloans.io?hsLang=en) Open main navigation Close main navigation - - [English](https://financing.softloans.io) - [Eesti Keel](https://financing.softloans.io/et/) - [Latviešu valoda](https://financing.softloans.io/lv/) - [Lietuvių](https://financing.softloans.io/lt/) - [Polski](https://financing.softloans.io/pl/) - [Română](https://financing.softloans.io/ro/) - [Suomi](https://financing.softloans.io/fi/) English Show submenu for translations [mailto:info@softloans.io](mailto:info@softloans.io) - [Why Softloans?](https://financing.softloans.io#why-softloans) - [About us](https://financing.softloans.io#about-us) - [FAQ](https://financing.softloans.io#faq) - [Blog](https://financing.softloans.io/blogs) ![mastercard-1](https://financing.softloans.io/hs-fs/hubfs/mastercard-1.png?width=223&height=93&name=mastercard-1.png)   # Boost your business with fast, flexible funding   ## Get financing you need, repay as you earn   - ### ![check-mark](https://financing.softloans.io/hubfs/check-mark.svg) No collateral - ### ![check-mark](https://financing.softloans.io/hubfs/check-mark.svg) No fixed repayment schedules - ### ![check-mark](https://financing.softloans.io/hubfs/check-mark.svg) A clear one time fee - ### ![check-mark](https://financing.softloans.io/hubfs/check-mark.svg) Offer in 24 hours ![mastercard-1](https://financing.softloans.io/hs-fs/hubfs/mastercard-1.png?width=150&height=63&name=mastercard-1.png)   # Boost your business with fast, flexible funding   ## Get financing you need, repay as you earn   - ### ![check-mark](https://financing.softloans.io/hubfs/check-mark.svg) No collateral - ### ![check-mark](https://financing.softloans.io/hubfs/check-mark.svg) No fixed repayment schedules - ### ![check-mark](https://financing.softloans.io/hubfs/check-mark.svg) A clear one time fee - ### ![check-mark](https://financing.softloans.io/hubfs/check-mark.svg) Offer in 24 hours ![Boost your business with fast, flexible funding](https://financing.softloans.io/hs-fs/hubfs/LV%20website%20hero.png?width=1600&height=2399&name=LV%20website%20hero.png "Boost your business with fast, flexible funding") ## Apply easily by choosing one of our partners ![Apply through Montonio](https://financing.softloans.io/hubfs/logo-1.png "Apply through Montonio") ![Apply through Luminor](https://financing.softloans.io/hubfs/Luminor_logo_transp_250.png "Apply through Luminor") ![Apply through MakeCommerce](https://financing.softloans.io/hubfs/makecommerce_logo-1024x334%20(1)-1.png "Apply through MakeCommerce") ![Apply through Paysera](https://financing.softloans.io/hubfs/1_Paysera%20logo%20for%20light%20background.png "Apply through Paysera") ![verskis logotipas-1](https://financing.softloans.io/hubfs/verskis%20logotipas-1.png "verskis logotipas-1") ![Apply through Ecomland](https://financing.softloans.io/hubfs/ecomland.png "Apply through Ecomland") ![Apply through Paysera](https://financing.softloans.io/hs-fs/hubfs/1_Paysera%20logo%20for%20light%20background.png?width=250&height=58&name=1_Paysera%20logo%20for%20light%20background.png "Apply through Paysera") ![Apply through MakeCommerce](https://financing.softloans.io/hs-fs/hubfs/makecommerce_logo-1024x334%20(1)-1.png?width=250&height=82&name=makecommerce_logo-1024x334%20(1)-1.png "Apply through MakeCommerce") ![Apply through Luminor](https://financing.softloans.io/hs-fs/hubfs/Luminor_20logo_20transp(1).png?width=250&height=63&name=Luminor_20logo_20transp(1).png "Apply through Luminor") ![Apply through Ecomland](https://financing.softloans.io/hs-fs/hubfs/ecomland.png?width=250&height=53&name=ecomland.png "Apply through Ecomland") ![Apply through Montonio](https://financing.softloans.io/hs-fs/hubfs/logo-1.png?width=250&height=42&name=logo-1.png "Apply through Montonio") ![Apply through Nordstreet](https://financing.softloans.io/hs-fs/hubfs/nordstreet-Nov-03-2025-11-20-57-5414-AM.png?width=250&height=41&name=nordstreet-Nov-03-2025-11-20-57-5414-AM.png "Apply through Nordstreet") [Apply now](http://cp.softloans.io/) ## Revenue based financing ### In 24 hours The application and identification processes as well as contract signing are all fully digital, which allows for record speed.   ### No collateral Instead of needing physical assets as collateral, you can get approved for financing by using your business revenue.   ### No fixed repayment schedule Instead of a fixed monthly rate, your loan repayment amount is an agreed percentage of revenue. When your business slows down, so do repayments.   ### No interest fees Rather than charging interest, we charge a transparent one-time fixed fee with no additional costs. ### Interested to learn how much financing is available for your business today? ## Fixed schedule financing ### If revenue based financing is not the right solution for your business Not sure revenue-based financing is right for you? If your business needs a short-term capital boost - think up to 12 months - to act on a growth opportunity, we can offer a fixed repayment schedule instead. Fill in the enquiry form and we'll put together an offer tailored to your needs. [Apply now](http://cp.softloans.io/) ## Why Softloans? ![Soulel testimonial](https://financing.softloans.io/hubfs/soulel-h.png) "Softloans revenue-based financing helped us speed up the implementation of our plans and claim our position in a competitive market in a timely manner. All processes related to the financing were extremely easy and friendly." ![soulel-logo](https://financing.softloans.io/hubfs/soulel-logo-fh.png) [Learn more](https://soulelhealth.com/lt/namai/) ![Bentley trikes testimonial](https://financing.softloans.io/hubfs/bentley-trikes-h.png) "Softloans revenue-based financing was ideal for us. The financing application surprised with its simplicity, and knowing that repayments adapt to our revenue gave us peace of mind." ![bentley-trikes-logo](https://financing.softloans.io/hubfs/bentley-trikes-logo-fh.png) [Learn more](https://www.bentleytrikes.com/) ![Magiškas paštas testimonial](https://financing.softloans.io/hubfs/magiskas-pastas-h.png) "Softloans has provided us with exactly what it promises – working capital that has helped us grow. We have always seen growth opportunities, but the implementation of these plans required additional funds." ![magiskas-pastas-logo](https://financing.softloans.io/hubfs/magiskas-pastas-logo-fh.png) [Learn more](https://magiskaspastas.lt/) ![Bar Graph - Presentation (20)](https://financing.softloans.io/hs-fs/hubfs/Bar%20Graph%20-%20Presentation%20(20).png?width=2000&height=1500&name=Bar%20Graph%20-%20Presentation%20(20).png "Bar Graph - Presentation (20)") ### 2. Iškart gaukite tris preliminarius ir neįpareigojančius verslo finansavimo pasiūlymus. Iškart gausite tris preliminarius pasiūlymus, kuriuose skirsis vienkartinis paskolos mokestis ir procentinė pajamų dalis, naudojama paskolos grąžinimui. Pasirinkę vieną padėsite mums geriau suprasti Jūsų poreikius ir paruošti tinkamą finansavimo pasiūlymą.  [Apply now](http://cp.softloans.io/) ## Blog [![How an Estonian Entrepreneur Boosted His Amazon Sales with Revenue-Based Financing](https://financing.softloans.io/hs-fs/hubfs/amazon-seller-success.png?height=200&name=amazon-seller-success.png)](https://financing.softloans.io/blog/how-an-estonian-entrepreneur-boosted-his-amazon-sales-with-revenue-based-financing?hsLang=en) ### [How an Estonian Entrepreneur Boosted His Amazon Sales with Revenue-Based Financing](https://financing.softloans.io/blog/how-an-estonian-entrepreneur-boosted-his-amazon-sales-with-revenue-based-financing?hsLang=en) [Evelin Sarap](https://financing.softloans.io/blog/author/evelin-sarap?hsLang=en) Are you in e-commerce and looking to expand to Amazon or other international markets? Find out how... [![No collateral? No problem.](https://financing.softloans.io/hs-fs/hubfs/No%20collateral%3F%20No%20problem%20.png?height=200&name=No%20collateral%3F%20No%20problem%20.png)](https://financing.softloans.io/blog/no-collateral-no-problem.-modern-businesses-deserve-modern-financing?hsLang=en) ### [No Collateral? No Problem. Modern Businesses Deserve Modern Financing](https://financing.softloans.io/blog/no-collateral-no-problem.-modern-businesses-deserve-modern-financing?hsLang=en) [Evelin Sarap](https://financing.softloans.io/blog/author/evelin-sarap?hsLang=en) In today's economy, many small and medium-sized businesses (SMEs) are digital-first, asset-light,... [![](https://financing.softloans.io/hs-fs/hubfs/Featured%20-%20seasonal%20business.png?height=200&name=Featured%20-%20seasonal%20business.png)](https://financing.softloans.io/blog/financing-for-seasonal-and-campaign-based-businesses-why-revenue-based-lending-makes-sense?hsLang=en) ### [Financing for Seasonal and Campaign-Based Businesses](https://financing.softloans.io/blog/financing-for-seasonal-and-campaign-based-businesses-why-revenue-based-lending-makes-sense?hsLang=en) [Ema Jonaitytė](https://financing.softloans.io/blog/author/ema-jonaityte?hsLang=en) Every business has its rhythm. For some, it’s a steady year-round flow. But for many small... [![How an Estonian Entrepreneur Boosted His Amazon Sales with Revenue-Based Financing](https://financing.softloans.io/hs-fs/hubfs/amazon-seller-success.png?height=200&name=amazon-seller-success.png)](https://financing.softloans.io/blog/how-an-estonian-entrepreneur-boosted-his-amazon-sales-with-revenue-based-financing?hsLang=en) ### [How an Estonian Entrepreneur Boosted His Amazon Sales with Revenue-Based Financing](https://financing.softloans.io/blog/how-an-estonian-entrepreneur-boosted-his-amazon-sales-with-revenue-based-financing?hsLang=en) [Evelin Sarap](https://financing.softloans.io/blog/author/evelin-sarap?hsLang=en) Are you in e-commerce and looking to expand to Amazon or other international markets? Find out how... [![No collateral? No problem.](https://financing.softloans.io/hs-fs/hubfs/No%20collateral%3F%20No%20problem%20.png?height=200&name=No%20collateral%3F%20No%20problem%20.png)](https://financing.softloans.io/blog/no-collateral-no-problem.-modern-businesses-deserve-modern-financing?hsLang=en) ### [No Collateral? No Problem. Modern Businesses Deserve Modern Financing](https://financing.softloans.io/blog/no-collateral-no-problem.-modern-businesses-deserve-modern-financing?hsLang=en) [Evelin Sarap](https://financing.softloans.io/blog/author/evelin-sarap?hsLang=en) In today's economy, many small and medium-sized businesses (SMEs) are digital-first, asset-light,... [![](https://financing.softloans.io/hs-fs/hubfs/Featured%20-%20seasonal%20business.png?height=200&name=Featured%20-%20seasonal%20business.png)](https://financing.softloans.io/blog/financing-for-seasonal-and-campaign-based-businesses-why-revenue-based-lending-makes-sense?hsLang=en) ### [Financing for Seasonal and Campaign-Based Businesses](https://financing.softloans.io/blog/financing-for-seasonal-and-campaign-based-businesses-why-revenue-based-lending-makes-sense?hsLang=en) [Ema Jonaitytė](https://financing.softloans.io/blog/author/ema-jonaityte?hsLang=en) Every business has its rhythm. For some, it’s a steady year-round flow. But for many small... ## About us ![Softloans and Montonio MK Furniture](https://financing.softloans.io/hubfs/Blog-MK-Furniture.png) [How MK Furniture grew their business with Montonio’s flexible growth financing](https://www.montonio.com/success-stories/mk-furniture) ![montonio-logo](https://financing.softloans.io/hubfs/montonio-logo.png) ![Building Fintech That Works for Small Business Interview with Egle Petrosiute, CO-CEO at Softloans](https://financing.softloans.io/hs-fs/hubfs/Building%20Fintech%20That%20Works%20for%20Small%20Business%20Interview%20with%20Egle%20Petrosiute%2c%20CO-CEO%20at%20Softloans.png?width=835&height=500&name=Building%20Fintech%20That%20Works%20for%20Small%20Business%20Interview%20with%20Egle%20Petrosiute%2c%20CO-CEO%20at%20Softloans.png) [Building Fintech That Works for Small Business Interview with Egle Petrosiute, CO-CEO at Softloans](https://nordicfintechmagazine.com/building-fintech-that-works-for-small-business-interview-with-egle-petrosiute-co-ceo-at-softloans/) ![NFM-icon](https://financing.softloans.io/hubfs/NFM-icon.png) ![Softloans on Forbes](https://financing.softloans.io/hubfs/forbes.png) [Four Lithuanian start-ups that could make a splash. Also in Poland](https://www.forbes.pl/opinie/o-nich-bedzie-glosno-cztery-start-upy-z-litwy-ktorych-polska-moze-pozazdroscic/h63tm2m) ![forbes-logo](https://financing.softloans.io/hubfs/forbes-logo.png) ![Softloans Maksekeskus partnership](https://financing.softloans.io/hubfs/maksekeskus-1.png) [Maksekeskus and Softloans: Promoting business with turnover-based financing](https://www.delfi.ee/artikkel/120328347/maksekeskus-ja-softloans-ari-edendamine-kaibepohise-rahastamisega) ![delfi-logo](https://financing.softloans.io/hubfs/delfi-logo-1.png) ![Softloans Mastercard Lighthouse FINITIV Winner](https://financing.softloans.io/hubfs/mastercard-lighthouse-finitiv.png) [Softloans announced as the winner of the Mastercard Lighthouse FINITIV Fall Program](https://mclighthouse.com/embedded-lending-solutions-provider-softloans-announced-as-the-winner-of-the-mastercard-lighthouse-finitiv-fall-program/) ![mastercard-logo](https://financing.softloans.io/hubfs/mastercard-logo.png) ![Softloans Paysera partnership](https://financing.softloans.io/hubfs/paysera.png) [Introducing revenue-based financing for e-stores!](https://www.paysera.lt/v2/lt-LT/blog/pajamomis-gristas-finansavimas) ![paysera-logo](https://financing.softloans.io/hubfs/paysera-logo-1.png) ![Softloans MakeCommerce Baltics](https://financing.softloans.io/hubfs/makecommerce-1.png) [MakeCommerce and Softloans: Revenue-based financing for Baltic merchant growth](https://www.delfi.lv/56414296/komercials-saturs/120045678/makecommerce-un-softloans-uz-ienemumiem-balstits-finansejums-baltijas-tirgotaju-izaugsmei) ![delfi-logo](https://financing.softloans.io/hubfs/delfi-logo-1.png) ![Softloans Nordstreet partnership](https://financing.softloans.io/hubfs/nordstreet-3.png) [Crowdfunding platform launched short-term loans for e-stores](https://www.vz.lt/rinkos/2024/01/30/sutelktiniame-finansavime-paleido-trumpalaikes-paskolas-eparduotuvems) ![verslo-zinios-logo](https://financing.softloans.io/hubfs/verslo-zinios-logo.png) ## FAQ How is revenue-based financing from other forms of business financing? In revenue-based financing, instead of interest fees, the client pays a fixed one-time fee for the provided capital. Instead of a fixed repayment schedule, the client uses an agreed percentage of their incoming revenue for loan repayment until the provided funds are fully repaid. In such a way, repayments adapt to the seasonality of your business - if your sales slow down and revenue falls, repayments slow down.  Does my business qualify for revenue-based financing? Businesses are welcome to apply for revenue-based financing if they have been in business for more than 12 months and generate at least 3000 eur in average monthly revenue through online sales or sales processed via POS terminals. When applying as an e-shop, it is important that it is built on a third-party platform. Currently, we have integrations with  Shopify, WooCommerce, PrestaShop, Amazon, Wix, OpenCart, Adobe Commerce. If you are applying for a physical store, it is important that POS terminals are used in the store.   What is the cost of revenue-based financing? Once a merchant accepts an offer, a fixed loan fee is charged. This usually starts at 10% of the financing amount. There are no other fees. Here is a typical example: - Amount of funding - 12 000 Eur. - Loan term - up to 12 months. - One-time fixed fee - 10% (1200 Eur). - Interest rate - 0%. - Repayment schedule - 15% of incoming revenue is used for loan repayment. What is Softloans? We are a fintech specializing in technological solutions to help SMEs grow. Through our data analytics and fintech solutions we enable businesses access working capital required for their growth.  **Soft loans, UAB** Rockit Vilnius Gynėjų g. 14, LT‑01109 Vilnius [Follow us on LinkedIn](https://www.linkedin.com/company/softloans) [Follow us on Facebook](mailto:info@softloans.io) **Soft loans, UAB** Rockit Vilnius Gynėjų g. 14, LT‑01109 Vilnius [facebook-f icon](https://www.facebook.com/softloans.io) [Follow us on LinkedIn](https://www.linkedin.com/company/softloans) [Follow us on Facebook](mailto:info@softloans.io) Copyright © 2026, Powered by Soft loans UAB Copyright © 2026, Powered by Soft loans UAB